I recently had to arrange an overdraft facility for my business account. To cut a long story short, a 2 month trial for a 12 month marketing campaign was so unresponsive I chose not to go ahead and not to start making the required monthly payments. So understandably I wasn’t too pleased when the first payment was taken from my account! (This was not a cheap campaign but would have paid for itself if effective.) It was coming up to the end of the month and other debtors were a bit late so as a precaution I approached the bank for a temporary overdraft. It costs £150
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