Date:28 August 2009 I Comments: 8 I Views:41,457

What an excellent idea. Recycle your old phones for cash! I had three of them lying around and I thought I’d see who offered the best deal. I started with the two most advertised options because I’ve been brainwashed into thinking everything I see on television is true. But then thanks to Google and competitive advertising I came across a few providers offering the same service so I thought to myself, ‘right, who’s going to give me the most money for these wastes of (drawer) space?’ I may have spent more time than necessary trying to find out and it’s possible more >

Date:27 August 2009 I Comments: 0 I Views:7,462

Have you ever driven past a car broken down by the side of the road with the bonnet up and a rather flustered person looking into the engine? The answer to this question is most likely to be yes. Now think back to the last time you saw someone broken down and try to remember what your first thought was. If I had breakdown cover, I know mine would be ‘I wonder if they have breakdown cover’. If I didn’t have breakdown cover, my first thought would probably be, ‘that’s going to be an expensive day for that driver’. Breakdown more >

Date:27 August 2009 I Comments: 0 I Views:8,814

Thanks to the introduction of Chip and PIN your debit and credit cards are “much less likely to be used fraudulently in the UK” according to Apacs, the UK payments association. However, in order for Chip and PIN to be successful, we all need to continue to look after our PINs to keep them out of the hands of fraudsters because they are the key to your money if your cards are stolen. As it is so important to your day-to-day finances, here are some tips on how to keep your PIN safe. Keeping your PIN secret • When you receive more >

Date:26 August 2009 I Comments: 1 I Views:8,828

You can now take control of your credit card finances with the three new calculators just launched on All three of our new calculators are easy to use and will display your results in writing, as a graph and in a table, giving you the information you need to know what to do next. We have also updated our Balance Transfer Calculator so it now has the functionality to allow you to input more than one existing card balance when working out how much you’d save by moving your debt. It’s only by using credit card calculators such as more >

Date:20 August 2009 I Comments: 2 I Views:7,996

Everybody loves a good crisis. People tend to confabulate, conflate, deliberate and speculate as things develop and numerous points of view emerge. The current house price crash is no different. It is without doubt a crisis and there are a variety of opinions on the future of house prices. The general feeling is that prices will continue to fall and there could still be quite a way to go before they bottom out. But what if this isn’t the case? The argument for a continued decline in prices is based on graphs of former house price crashes and graphs about the price to more >

Date:12 August 2009 I Comments: 0 I Views:6,722

The Bank of England recently warned that economic recovery could be slow. That much is not in dispute. The banks and government of the UK have seen to that (thanks by the way). But when and how a recovery will take place is still very uncertain and I’m not an expert on the subject so I can’t answer the question of why it is uncertain. B of E thinking behind future economic growth is saying: GDP growth could be anywhere between -1% and 5.5% by the end of 2012. The UK economy could still be declining in 3 years time? more >