Something to be aware of when choosing an insurance company is how they record details of no-claims discounts.
When applying for car insurance we are required by law to put in the number of years no-claims discount that we can PROVE.
Usually this means taking the information from your previous insurance policy.
Some insurance companies only record up to 5 years no-claims. The big problem with this is if you know full well that you haven’t made a claim in over 10 years, you can’t prove it.
The question I now need answered is:
If I have an old certificate that shows 10 yrs NCD (No Claims Discount) and a current certificate that only shows 5 years NCD but the two policies were consecutive (so there is 100% proof of no claims in that time), can I use the old certificate to prove 10 years NCD?
I’m going to do some digging… Does anybody else know??