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	<title>Personal Finance Blog - UKMoneyPot.co.uk</title>
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	<link>http://www.ukmoneypot.co.uk</link>
	<description>A UK Personal Finance Blog  - The result of direct exposure to the fallout of the financial crisis.</description>
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		<title>House Prices to Stay Flat for 10 Years! &#8211; Oh No!</title>
		<link>http://www.ukmoneypot.co.uk/house-prices-to-stay-flat-for-10-years-oh-no.htm</link>
		<comments>http://www.ukmoneypot.co.uk/house-prices-to-stay-flat-for-10-years-oh-no.htm#comments</comments>
		<pubDate>Thu, 10 May 2012 16:52:24 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=688</guid>
		<description><![CDATA[A bit of a shocker of a headline! House prices to stay flat for 10 years! That was the headline I read for an article I received today based on discussions from the BSA conference. I don&#8217;t know why I only received this today when the conference took place in April and I&#8217;m not sure [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage News &#8211; From the Inside</title>
		<link>http://www.ukmoneypot.co.uk/mortgage-news-from-the-inside.htm</link>
		<comments>http://www.ukmoneypot.co.uk/mortgage-news-from-the-inside.htm#comments</comments>
		<pubDate>Mon, 30 Apr 2012 15:16:31 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=684</guid>
		<description><![CDATA[From the ashes of disaster grow the roses of success. The problem is the ground isn&#8217;t very fertile and nobody&#8217;s watering the bed. We&#8217;re in a recession again albeit more of an economy that is &#8216;bouncing along the bottom&#8217; than a sharp drop and I don&#8217;t think the title &#8216;double dip&#8217; is strictly accurate either. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Thinking Differently about Insurance</title>
		<link>http://www.ukmoneypot.co.uk/thinking-differently-about-insurance.htm</link>
		<comments>http://www.ukmoneypot.co.uk/thinking-differently-about-insurance.htm#comments</comments>
		<pubDate>Mon, 16 Apr 2012 18:33:41 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=679</guid>
		<description><![CDATA[Many people don&#8217;t enjoy spending money on insurance. Car insurance is a legal requirement and can sometimes feel like a financial burden which is one reason people like to shop around for the best deal. Anyone who has had to make a claim on their car insurance is more likely to appreciate the benefit and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Where Next for PPI</title>
		<link>http://www.ukmoneypot.co.uk/where-next-for-ppi.htm</link>
		<comments>http://www.ukmoneypot.co.uk/where-next-for-ppi.htm#comments</comments>
		<pubDate>Fri, 23 Mar 2012 13:45:54 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=670</guid>
		<description><![CDATA[In 2011 banks refunded £1.9 Billion in mis-sold PPI payments with interest. A total £6bn has been set aside to address the problem and businesses have sprung up to help consumers get less than they are entitled to by slicing off some for themselves even though it&#8217;s actually quite easy to make a claim. Let&#8217;s think [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Thinking About Investing in the Stock Market</title>
		<link>http://www.ukmoneypot.co.uk/thinking-about-investing-in-the-stock-market.htm</link>
		<comments>http://www.ukmoneypot.co.uk/thinking-about-investing-in-the-stock-market.htm#comments</comments>
		<pubDate>Thu, 01 Mar 2012 14:12:43 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Stocks & Shares]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=666</guid>
		<description><![CDATA[Is it a good time to invest? The global economy is shaky, businesses are struggling and marketing budgets are tight. How can businesses increase their value and their profit if they can&#8217;t afford to expand..? When will be a good time to think about investing in the stock market? Well, I don&#8217;t know a great [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>My 2011 &#8211; A Thoroughly Belated Review &amp; Here&#8217;s to 2012</title>
		<link>http://www.ukmoneypot.co.uk/my-2011-a-thoroughly-belated-review-heres-to-2012.htm</link>
		<comments>http://www.ukmoneypot.co.uk/my-2011-a-thoroughly-belated-review-heres-to-2012.htm#comments</comments>
		<pubDate>Tue, 07 Feb 2012 18:49:30 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Household Bills & Expenses]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=662</guid>
		<description><![CDATA[The financial future still looks pretty bleak. &#8216;The World Economic Forum Annual Meeting in Davos has wrapped up&#8230;.. and in short, the outlook, after a week of intense discussion, is of a troubled world pressed for solutions across a number of fronts, but with optimism provided by human ingenuity and progress.&#8217; I too am optimistic about [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>UK First Time Buyers Given a Boost with a 95% LTV Product Launch</title>
		<link>http://www.ukmoneypot.co.uk/uk-first-time-buyers-given-a-boost-with-a-95-ltv-product-launch.htm</link>
		<comments>http://www.ukmoneypot.co.uk/uk-first-time-buyers-given-a-boost-with-a-95-ltv-product-launch.htm#comments</comments>
		<pubDate>Fri, 20 Jan 2012 19:51:05 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=659</guid>
		<description><![CDATA[This isn&#8217;t one of my own but a useful tidbit nonetheless. I have some thoughts and ideas floating around for some original articles but January has started with a boom and free time is hard to find! So here&#8217;s something someone else wrote! Newcastle Building Society has launched two competitive mortgage schemes to help first [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>100% Mortgages are Back! &#8211; Or are they..?</title>
		<link>http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm</link>
		<comments>http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm#comments</comments>
		<pubDate>Wed, 09 Nov 2011 17:12:09 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=651</guid>
		<description><![CDATA[A new product that has appeared on the mortgage scene is being called a 100% LTV Family Guarantee Mortgage. This has been designed for families who wish to help their children get on the property ladder. As the name suggests, a family member must provide a guarantee and that guarantee must come in the form of [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>The Greek Referendum</title>
		<link>http://www.ukmoneypot.co.uk/the-greek-referendum.htm</link>
		<comments>http://www.ukmoneypot.co.uk/the-greek-referendum.htm#comments</comments>
		<pubDate>Wed, 02 Nov 2011 13:59:40 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[World]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=646</guid>
		<description><![CDATA[How many European leaders slapped their brows when they heard the news about the proposed referendum in Greece? I&#8217;d hazard a guess at &#8216;quite a few&#8217;. Having spent &#8216;hours&#8217; in meetings discussing the way forward for further bail-outs for Greece the Greek Prime Minister decided his public should vote on the matter. Why? Can you imagine what [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>What&#8217;s this? My Overdraft Protection isn&#8217;t Compulsory?</title>
		<link>http://www.ukmoneypot.co.uk/whats-this-my-overdraft-protection-isnt-compulsory.htm</link>
		<comments>http://www.ukmoneypot.co.uk/whats-this-my-overdraft-protection-isnt-compulsory.htm#comments</comments>
		<pubDate>Tue, 01 Nov 2011 17:15:45 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=644</guid>
		<description><![CDATA[For as long as I can remember I&#8217;ve had a monthly entry on my bank statement that was called &#8216;O/D Protection&#8217;. I thought this was a compulsory part of having an overdraft and for a time I was occasionally dipping into the overdraft so protection seemed like a good idea. It wasn&#8217;t until my bank [...]]]></description>
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