Comments for Personal Finance Blog - UKMoneyPot.co.uk http://www.ukmoneypot.co.uk A UK Personal Finance Blog - The result of direct exposure to the fallout of the financial crisis. Wed, 11 Jan 2012 16:13:01 +0000 hourly 1 http://wordpress.org/?v= Comment on 100% Mortgages are Back! – Or are they..? by Devon Mortgages http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-42600 Devon Mortgages Wed, 11 Jan 2012 16:13:01 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-42600 As another mortgage broker I feel reserved towards these schemes. These schemes come and go and although on face value they appear to be a good idea, the terms and conditions are usually highly prohibitive and combined with a high rate of interest. As another mortgage broker I feel reserved towards these schemes. These schemes come and go and although on face value they appear to be a good idea, the terms and conditions are usually highly prohibitive and combined with a high rate of interest.

]]> Comment on The Greek Referendum by Bridging finance http://www.ukmoneypot.co.uk/the-greek-referendum.htm/comment-page-1#comment-42446 Bridging finance Sat, 07 Jan 2012 10:47:52 +0000 http://www.ukmoneypot.co.uk/?p=646#comment-42446 Well done, it is a unique posting. I think your articles are very nice. <a href="http://www.bestbridgingloans.com/" rel="nofollow">bridging finance</a>. Well done, it is a unique posting. I think your articles are very nice. bridging finance.

]]> Comment on The Greek Referendum by debt management http://www.ukmoneypot.co.uk/the-greek-referendum.htm/comment-page-1#comment-42384 debt management Fri, 06 Jan 2012 11:56:07 +0000 http://www.ukmoneypot.co.uk/?p=646#comment-42384 This is a wonderful blog. The things mentioned are unanimous and needs to be appreciated by everyone. <a href="http://debtsmanagementuk.co.uk/" rel="nofollow">debt management</a> This is a wonderful blog. The things mentioned are unanimous and needs to be appreciated by everyone.
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]]> Comment on 100% Mortgages are Back! – Or are they..? by Equity Release http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-42234 Equity Release Tue, 03 Jan 2012 14:39:14 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-42234 Coming from an equity release and mortgage broking perspective, we've seen moderate interest in 100% mortgages, with a degree of caution being excerised by borrowers as well as lenders. There's a little while to go before we feel the full confidence of the market is back. Coming from an equity release and mortgage broking perspective, we’ve seen moderate interest in 100% mortgages, with a degree of caution being excerised by borrowers as well as lenders.
There’s a little while to go before we feel the full confidence of the market is back.

]]> Comment on 100% Mortgages are Back! – Or are they..? by Tony http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-42033 Tony Fri, 30 Dec 2011 10:28:53 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-42033 As a mortgage broker, when i heard about this i was thinking great. Something to benefit the FTB potential clients i have on my books. Its great and its ideal for some people, but its a minority. Its great for people with parents who are comfortable. But with house prices dropping quite significantly in some areas the equity people had may not exist anymore. In my opinion its for people with parents in good jobs, not for the average person. However, its a start and with stamp duty coming back in 2012 for FTB's every little helps with trying to get people on to the property ladder. As a mortgage broker, when i heard about this i was thinking great. Something to benefit the FTB potential clients i have on my books.

Its great and its ideal for some people, but its a minority. Its great for people with parents who are comfortable. But with house prices dropping quite significantly in some areas the equity people had may not exist anymore.

In my opinion its for people with parents in good jobs, not for the average person. However, its a start and with stamp duty coming back in 2012 for FTB’s every little helps with trying to get people on to the property ladder.

]]> Comment on 100% Mortgages are Back! – Or are they..? by Repayment Mortgage Calculator http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-42029 Repayment Mortgage Calculator Fri, 30 Dec 2011 10:01:29 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-42029 Exceptionally well information you have shared here. We really impressed with your great information Exceptionally well information you have shared here. We really impressed with your great information

]]> Comment on 100% Mortgages are Back! – Or are they..? by Nathan http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-41678 Nathan Wed, 21 Dec 2011 09:42:49 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-41678 That sounds like one risky strategy. This is guaranteed to have been put in purely for the children that default and leave the lenders with massive profits and property gains! I'm 21 and even though I'm working full time and saving a significant amount of money each month, a mortgage just looks way out of my reach in this economic climate. In regards to this new strategy, I would never consider putting my parents through that, it's something that could tear a family apart and even if my parents wanted to, I just couldn't bring myself to do it. Could you imagine if you lost your job, couldn't get back into work and they wouldn't agree to a payment break. Not only would you have the stress of trying to find somewhere else to live, whilst trying to find a new job, but you'd also have to worry about where your parents are going to live. Too high of a risk for just a mortgage. I'd rather spend all of my wages on lottery tickets and scratch cards than waste it doing this, you've probably got more chance of winning than paying that mortgage off. That sounds like one risky strategy. This is guaranteed to have been put in purely for the children that default and leave the lenders with massive profits and property gains!

I’m 21 and even though I’m working full time and saving a significant amount of money each month, a mortgage just looks way out of my reach in this economic climate.

In regards to this new strategy, I would never consider putting my parents through that, it’s something that could tear a family apart and even if my parents wanted to, I just couldn’t bring myself to do it. Could you imagine if you lost your job, couldn’t get back into work and they wouldn’t agree to a payment break.

Not only would you have the stress of trying to find somewhere else to live, whilst trying to find a new job, but you’d also have to worry about where your parents are going to live.

Too high of a risk for just a mortgage. I’d rather spend all of my wages on lottery tickets and scratch cards than waste it doing this, you’ve probably got more chance of winning than paying that mortgage off.

]]> Comment on 100% Mortgages are Back! – Or are they..? by david peon http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-40189 david peon Sat, 26 Nov 2011 21:15:02 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-40189 Professor Stiglitz, 2001 Nobel Prize winning economist, accepted to participate this week in a private meeting with a group of people from the Faculty of Business and Economics of Universidade da Coruña and I had the immense pleasure to be one of them. We asked him about the Euro crisis, market fundamentalism, public banking, energy and renewable technologies... You can read a summary of our conversation at http://www.dpeon.com/index.php/english/8-prof-stiglitz-in-a-coruna.html Professor Stiglitz, 2001 Nobel Prize winning economist, accepted to participate this week in a private meeting with a group of people from the Faculty of Business and Economics of Universidade da Coruña and I had the immense pleasure to be one of them. We asked him about the Euro crisis, market fundamentalism, public banking, energy and renewable technologies… You can read a summary of our conversation at http://www.dpeon.com/index.php/english/8-prof-stiglitz-in-a-coruna.html

]]> Comment on 100% Mortgages are Back! – Or are they..? by Ashley http://www.ukmoneypot.co.uk/100-mortgages-are-back-or-are-they.htm/comment-page-1#comment-39036 Ashley Fri, 11 Nov 2011 10:00:41 +0000 http://www.ukmoneypot.co.uk/?p=651#comment-39036 This Family Guarantee Mortgage could be a really good idea. It is important that new initiatives are introduced to fit with the current economic situation. This Family Guarantee Mortgage could be a really good idea. It is important that new initiatives are introduced to fit with the current economic situation.

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