I wasn’t going to write this as its after 8pm on a Friday and I really should pack up for the day but as I went to shut down I went to close the website I was researching and thought, what the hell.
Over the last few months, fixed mortgage rates have been gradually creeping down [...]

In what has been described as a “landmark” ruling by newspaper The Mail, a judge has awarded damages of over £130,000 to a property developer after an unnamed buy-to-let investor pulled out of a deal to buy two flats in a Plymouth city centre new-build.
The 122-unit development has been plagued with troubles since the onset [...]

Although 100% mortgage lending for first time buyers is either a log way away from ever happening again or will never happen again, 90% mortgages have typically been considered the route to home ownership for many.
Despite the existence of 90% mortgages the number of options have been greatly reduced by the financial crisis, partly due to [...]

Everybody loves a good crisis. People tend to confabulate, conflate, deliberate and speculate as things develop and numerous points of view emerge.
The current house price crash is no different.
It is without doubt a crisis and there are a variety of opinions on the future of house prices.
The general feeling is that prices will continue to fall and there [...]

As we all know, banks and mortgage lenders recently lost quite a bit of money.
There’s a lot of smoke and mirrors being used at the moment to suggest they are posting healthy profits but it’s only because they are robbing Peter to pay Paul.
For many years mortgage intermediaries and brokers have been helping consumers find [...]

What Nationwide’s 125% home loan means for the property market
http://www.moneyweek.com/investments/property/what-nationwides-125-percent-home-loan-means-for-the-property-market-14951.aspx

With recent sentiment suggesting house prices will continue to fall quite substantially and conflicting data from major building societies it’s difficult to be certain where house prices will go over the next few years.
I am however fairly sure there will be further decline but the extent of which is in doubt.
When comparing the current housing [...]

Negative equity is already playing it’s part in stifling the property market and it is set to make matters worse.
If prices do drop by another 40% (according to MoneyWeek) or more, over the next few years the number of people finding themselves in negative equity is likely to increase substantially.
The actual number of homeowners facing the prospect of [...]

A recent report from the Bank of England has made it into the press suggesting figures for the number of UK homeowners in a negative equity situation.
The report used information from a 2008 survey of just 1000 people and may therefore be misleading.
To take part in this totally anonymous survey simply select the answer that reflects your personal Loan [...]

The dilemma of whether or not to get a long term fixed rate mortgage and ‘ride out the storm’ of impending inflation and interest rate rises or go for a cheap deal now and save in the short term….
It’s a matter of timing.
http://www.creditmarket.co.uk/news/mortgages/long-term-fixed-rate-mortgages-10-year-5-year-deals-attract-interest.htm