A UK Personal Finance Blog – The result of direct exposure to the fallout of the financial crisis.

The Ins And Outs of a Secured Loan

Find in Loans May 31st, 2012 - 6,213 views

If you are thinking about taking out a secured loan it is important to make sure that you have a clear understanding of exactly what is involved. Secured loans have a number of advantages and disadvantages and whether or not they are the right product for you will depend on your circumstances. If you do […]

Secured Loans – UK Market Still Active

Find in Loans April 15th, 2011 - 10,766 views

Secured loans in the UK ended up with a pretty bad reputation after all the financial fuss of ’07 kicked off. There is no doubt the secured loan lending practices of the past were just as bad as some of the crazy mortgage offers around at the time with up to 125% of the value […]

Payday Loans – Friend or Foe?

Find in Loans June 24th, 2009 - 8,261 views

I run a personal finance website and on this site I have affiliate programs and also direct access enquiry forms. An affiliate program allows me to display links to other websites and earn commission when someone clicks or applies. Like this: Virgin Credit Card – 0% for 16 months 2.98% fee (typical 16.6% APR) The […]

Loan Payment Protection Insurance

Find in Insurance, Loans November 12th, 2007 - 7,790 views

It’s been a while since I’ve written anything but this had to be said! A lot more information is being made available regarding loan payment protection and the cost to the borrower and the benefits of shopping around for prices. I recently looked at the figures and found some staggering results. One lender quoted for a […]

Secured Loan Arrangement Fees

Find in Loans July 29th, 2007 - 10,521 views

Have you been shopping around for a secured loan and been quoted what you think is an unnecessarily high fee for arranging the loan? The secured loan market has grown in recent years and as a result there are a lot of companies now providing loans or brokering loans. As with any industry with a […]

A Truly Nobel Gesture

Find in Loans June 27th, 2007 - 6,294 views

As you may or may not know Muhammad Yunus and his Grameen Bank was awarded the 2006 Nobel Peace Prize for their efforts with micro credits (or microloans or microfinance) in Bangladesh. Providing small cash loans to people in thirld world countries enabling them to start their own small business. Now you can follow in […]

Fake Students Elligible for Loans

Find in Loans June 27th, 2007 - 5,634 views

This is old news (as in the story came out last month) but I’ve only just found the article. Apparently around 1600 students enrolled across the UK don’t exist. Fraudsters enrol then use their fake status to obtain student loans. One such fraudster borrowed over £65,000 using 17 fake identities! “The government-owned Student Loans Company […]

Quick Loan Round-Up

Find in Loans June 20th, 2007 - 6,356 views

Some recent shifts in interest rates have led to a shuffling in the order of unsecured personal loans available online through affiliate programs. The current standings (correct as at 20/06/2007 – information sourced direct from the lenders websites). Ordered by typical APR: Moneyback Bank Loan – 6.2% Alliance & Leicester – 6.4% Halifax – 6.4% Bank of […]

Silly APR

Find in Loans June 8th, 2007 - 7,317 views

Payday loans have been big business in the USA for many years and are common place alongside credit cards and mortgages. The idea is ‘quick cash’. Small loan amounts for short term borrowing. The name ‘Pay Day’ suggests a ‘loan until payday’. You take out a small loan of up to £1000 and you pay […]

Cheapest & Lowest APR Secured Loans

Find in Loans May 23rd, 2007 - 7,682 views

For many years one of the unique selling points of secured loans has been something of a myth. It has been advertised that the APR of secured loans is often more competitive than unsecured loans because they are less of a risk to lenders. The loan is secured on property so applicants are less likely […]

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Any information shared on UKMoneyPot does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser.