A UK personal finance blog and account of a personal finance website owner.

Getting Quotes Online - Without getting a phone call!


Find in Insurance March 13th, 2008 - 342 Views

It’s nearly impossible at the moment to get a quote for things like mortgages, loans and insurance without being telephoned almost the second you hit the ‘Get Quote’ button.
Far too many sites that offer online quotes lead you to believe you WILL get a quote online when in fact they are just gathering your details to give you […]

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Loan Payment Protection Insurance


Find in Loans, Insurance November 12th, 2007 - 538 Views

It’s been a while since I’ve written anything but this had to be said! A lot more information is being made available regarding loan payment protection and the cost to the borrower and the benefits of shopping around for prices.
I recently looked at the figures and found some staggering results.
One lender quoted for a £10,000 loan […]

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Cancellation Fees - The Conclusion


Find in Insurance July 9th, 2007 - 1,596 Views

Because this blog post has gained ranking in Google for searches relating to the 14 day cooling of and cancellation period I have added the following: 
For facts regarding 14 day cooling off periods, refer to the FSA handbook:
http://fsahandbook.info/FSA/html/handbook/ICOB/6/2
Items marked with a capital ‘R’ are rules.
If you need further advice the FSA can be contacted by phone: 0845 606 […]

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Update on Car Insurance Cancellation Fees.


Find in Insurance July 8th, 2007 - 949 Views

Because this blog post has gained ranking in Google for searches relating to the 14 day cooling off and cancellation period I have added the following: 
For facts regarding 14 day cooling off periods, refer to the FSA handbook:
http://fsahandbook.info/FSA/html/handbook/ICOB/6/2
Items marked with a capital ‘R’ are rules.
If you need further advice the FSA can be contacted by phone: 0845 606 […]

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Car Insurance Cancellation Fees - How they can get you….


Find in Insurance July 2nd, 2007 - 2,019 Views

Because this blog post has gained ranking in Google for searches relating to the 14 day cooling off and cancellation period I have added the following: 
For facts regarding 14 day cooling off periods, refer to the FSA handbook:
http://fsahandbook.info/FSA/html/handbook/ICOB/6/2
Items marked with a capital ‘R’ are rules.
If you need further advice the FSA can be contacted by phone: 0845 606 […]

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Your No Claims Discount - Prove it!


Find in Insurance July 2nd, 2007 - 828 Views

Something to be aware of when choosing an insurance company is how they record details of no-claims discounts.
When applying for car insurance we are required by law to put in the number of years no-claims discount that we can PROVE.
Usually this means taking the information from your previous insurance policy.
Some insurance companies only record up […]

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Life Insurance Claims Worthy of The Darwin Awards


Find in Insurance June 14th, 2007 - 380 Views

A recent article on thisismoney.co.uk has listed 5 acts of sheer stupidity that resulted in death.
From a stuntman that jumped off of Niagara Falls on a jet-ski with a parachute (who forgot to attach the parachute to himself) to a man that chose to try and cut a 7,500 volt cable with pruning shears!
In all 5 […]

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The 14 Day Cooling Off Period


Find in Insurance April 12th, 2007 - 1,689 Views

A 14 day cooling of period is common for many financial agreements including loans, credit cards and car insurance.
If you receive a letter from your car insurance that reads something like:
“If you wish to continue your policy you don’t have to do anything. If we don’t hear from you before the expiry of your policy it […]

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Beware when Comparing Car Insurance Online


Find in Insurance April 12th, 2007 - 490 Views

I recently use the moneysupermarket.com car insurance comparison service and wrote a post about how good the final outcome was and how competitive the best quote was.
The quote was from the Post Office and came in at what I thought was £141 with £50 cashback making a realsitic figure of £91.
I retrieved the quote today […]

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Compare Car Insurance Online


Find in Insurance March 22nd, 2007 - 373 Views

I just saved my mother £136.54 by using the moneysupermarket.com online car insurance comparison service.
Compare Car Insurance
She’s 65, retired and drives a ‘99 Fiesta Ghia and was quoted £206.85 or £227.54 if paid over 12 months.
This renewal quote was from Lloyds with whom she also banks and yet they still charge more for paying monthly. […]

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Any information shared on UKMoneyPot does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser.

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