I could sum up the rest of this article in one paragraph but to make the post a bit more fulfilling I feel as though I ought to pad it out a bit like a real news article.
There are three types of people in the world;
i) those who see life insurance as a vital part [...]

It’s true, all is not necessarily lost. In writing this I would like to increase awareness and make it known that if someone is turned down for life insurance by one company (or even two or three) it does not have to mean that cover is unobtainable.
Don’t be fooled into thinking the big supermarkets offer their own cover, they simply re-brand [...]

Direct Line don’t feature on price comparison sites
They don’t pay a middle man.
But…
They DO run online marketing campaigns and pay partner websites for each sale generated. 
PLUS
They are all over the TV paying an advertising agency to employ top UK personalities and for prime advertising slots at peak viewing times.
So how do they pass on savings to the customer?
They [...]

I became qualified to provide mortgage and protection advice in late 2007. It’s been quite a ride.
When mortgage business started to dry up I focused more on protection such as life insurance, income protection etc. (The percentage of mortgage advisers who don’t even discuss how to protect the debt is staggering! Which is probably one [...]

Inheritance Tax.
Sadly, a large number of people in the UK will never have to worry about inheritance tax because of the Government threshold. I mean that in the sense that it would be nice if we were all in a position to need advice on the matter!
From the 6th of April 2009 this threshold became [...]

Due to my activity in the finance sector I have recently established a source able to provide an abundant supply of life insurance leads.
I am being informed that these leads have a conversion rate of about 50% which is very good for internet generated leads and all of the leads are incoming as opposed to people who [...]

I just saved myself £25.
Some years ago a friend of mine had a motoring accident and was seriously injured. The other driver had been drinking and fled the scene but was eventually caught.
My friend had legal cover with his motor insurance and subsequently paid no legal costs and was awarded substantial compensation.
Since that day I have always [...]

While promoting a healthy society is a good thing, life insurance companies are making more money from people who don’t fit into ‘ideal’ parameters.
Increasingly they are ‘loading’ customer’s monthly premiums on the basis of ‘Body Mass Index‘.
Body Mass Index is a calculation which determines if a person is either underweight, ideal weight, overweight or obese.
There [...]

What’s this? Halifax undertaking a cost cutting exercise in a time when unemployment is on the rise? There’s a surprise!
From 8pm tonight, Halifax General Insurance will no longer be offering Accident, Sickness & Unemployment insurance.
I think it’s pretty obvious why they are doing this but surely some clever boffins calculate how many claims they’d get [...]

As the global financial crisis continues to erode consumer confidence and the prospect of facing redundancy looms ever closer for many UK workers you could be forgiven for thinking sales of income protection would increase.
Many factors however can curtail an immediate uptake of new protection policies.
For instance if the threat of redundancy is already known [...]