Archives for Household Bills & Expenses

My 2011 – A Thoroughly Belated Review & Here’s to 2012

The financial future still looks pretty bleak. ‘The World Economic Forum Annual Meeting in Davos has wrapped up….. and in short, the outlook, after a week of intense discussion, is of a troubled world pressed for solutions across a number of fronts, but with optimism provided by human ingenuity and progress.’ I too am optimistic about 2012 thus far and good fortune throughout 2011 has most certainly helped. The PPI Mis-selling bonanza lured me onto the bandwagon and I pursued a claim without employing the services of a third party. The claim was referred to the Ombudsman and upheld. I received
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What to do About Energy Price Rises

Shop around! I did and I found gas for about half the price of British Gas – with no standing charges! What’s more, I know what the price will be after a forthcoming rise and it’s still nearly half the price of BG who haven’t even put their prices up yet! So the story goes; I’ve recently rented a place closer to my office so I can spend a little more time at work (madness, I know). The letting agent told me they would contact the utility providers on my behalf and then sent me a letter saying that although they would try,
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Money Saving Shopping Apps

As the world tightens its belt for a frugal year ahead in 2011, shopping aficionados will be looking for ways to get the most out of their budget, which means being a little wily when it comes to finding a bargain. The proliferation of mobile internet means there’s all manner of handy apps that can help cut the costs and guarantee savings – here’s a guide to the must have money saving shopping apps. Moneydance Stay on top of your finances and check before indulging in that ‘big buy’ – a personal money management tool, the Moneydance mobile app allows users
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I’ll be 78 When Oil Runs Out

I’ve just been introduced to http://www.worldometers.info/  “a really interesting website with live world statistics on population, government and economics, society and media, environment, food, water, energy and health. Interesting statistics with world population clock, forest loss this year, carbon dioxide co2 emission, world hunger data, energy consumed, and a lot more”. According to Worldometers, oil only has 15,364 days left. That’s 42 years. That means anyone aged 50 or less has a reasonable chance of outliving oil reserves and seeing a vast amount of change in the world in the coming years. How old will you be when oil runs out? I
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Bye Sky Bye

Leaving Sky and switching to BT. Thank you Sky for once again automatically upgrading my broadband to a service that costs £7.50 per month more just because you seem to think I’d gone over my paltry usage allowance for the second time in 6 months. And then to be told I have to stay on that package for at least 1 month before I can be downgraded!? So, let me get this straight. Sky upgrade me without giving me a choice to opt out until they’d charged me £12.50 for a months worth of service that I didn’t even want? Is that legal? Anybody…? I work
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Sky Upgrade Letter

I had a letter from Sky the other day which told me that I’d gone over my broadband usage allowance for the second time in 6 months so they had automatically upgraded me to ‘Sky Broadband Unlimited’ The letter then went on to say this new service should be more suited to my needs, I can track my usage online and they would need to re-test the performance of my line. It then said I should refer to my Sky Statement for a full breakdown of the payments due for my broadband. Nowhere in the letter did it mention the cost
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Online Food Shopping – It’s All Good (Almost)

Online food shopping is not a new thing but it is most definitely a growth sector with more and more people seeing the benefits. In fact, in January the news predicted online food shopping will double in five years. Personally I think this is an underestimate because there are so many advantages and once people are comfortable with the concept they will do it again and again. Some of the major benefits of online food shopping: 1/ Ordering shopping from the comfort of your own home – no need to fill the car up with kids, struggle with parking, push a trolley
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Envirofone or Mazuma Mobile?

What an excellent idea. Recycle your old phones for cash! I had three of them lying around and I thought I’d see who offered the best deal. I started with the two most advertised options because I’ve been brainwashed into thinking everything I see on television is true. But then thanks to Google and competitive advertising I came across a few providers offering the same service so I thought to myself, ‘right, who’s going to give me the most money for these wastes of (drawer) space?’ I may have spent more time than necessary trying to find out and it’s possible
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Top tips for choosing a breakdown cover policy

Have you ever driven past a car broken down by the side of the road with the bonnet up and a rather flustered person looking into the engine? The answer to this question is most likely to be yes. Now think back to the last time you saw someone broken down and try to remember what your first thought was. If I had breakdown cover, I know mine would be ‘I wonder if they have breakdown cover’. If I didn’t have breakdown cover, my first thought would probably be, ‘that’s going to be an expensive day for that driver’. Breakdown
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Sky Box Warranty & Digital Services UK

I had a call from a company recently because my Sky TV 12 month warranty was due for renewal. The call wasn’t from Sky but a 3rd party company offering ‘repair or replace’ cover for the Sky equipment. I listened to the call and absorbed the information and by the end of the call I was happy to proceed with a policy on the basis that: 1/ I knew the company wasn’t Sky but a 3rd party warranty provider. Take a look at most buildings & contents policies or car insurance policies with legal cover. The legal cover is generally
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