A UK Personal Finance Blog – The result of direct exposure to the fallout of the financial crisis.

So What’s New?

Find in General November 12th, 2015 - 10,189 views

Well how about this! First post in over 2 years. Is anybody there? Is anybody reading this? Regardless of dwindling readership I think it’s a good time to start writing again. There’s no guarantee this will become regular again or if there will even be another post after this one. Who knows what tomorrow will […]

Something about a Tax Refund?

Find in General November 14th, 2012 - 8,363 views

Our tax pays for the public services that we all use, so most of us don’t see it as a problem that we have to pay it. However, a high tax bill can put a serious dent in one’s income and when it comes to tax refunds, not all of us know if we are […]

Blink and Miss History – It’s Eye Opening!

Find in General August 10th, 2011 - 8,733 views

In times of economic uncertainty, people striving to make a living can so easily bury themselves in work and while getting engrossed by work is a sure-fire way of getting things done, in this fast paced world in which we live it also means we may not be paying attention to everything else that’s going on around us. […]

How’s the Economy Looking Today?

Find in General March 8th, 2011 - 7,586 views

By looking at 3 aggregated news stories on Google from this day in history the picture appears to reveal a pretty bleak outlook for times ahead and not just for UK consumers but for industry too. Public sector job losses may not be offset by growth in the private sector as the Government is hoping and […]

Nearly in the News

Find in General January 12th, 2011 - 7,234 views

There’s a really handy feature of the BBC News website whereby readers can submit comments about a given story and share their experiences (it’s only available for a short while after a story is published so you have to be quick). I recently read a story about MBNA hiking interest rates and as I would be most pleased if […]

Getting My Head Around RDR

Find in General November 18th, 2010 - 7,482 views

I’m trying to find a succinct and comprehensive explanation of RDR and what it means for consumers but so far I’m struggling so I’m going to try and piece something together from what I can find which, is mostly how it will affect advisers. Interesting that a change to the investment market that is intended […]

I Forgot to Mention

Find in General November 17th, 2010 - 5,458 views

On the 22nd of October I passed the Investments & Risk module of the IFS Certificate in Financial Advice (CeFA). This is the IFS qualification that is needed to be recognised as an IFA and until 2012 the 4 modules are: UK financial services industry, regulation and ethics investments and risk protection retirement planning After 2012 the Diploma in Financial Advice (DipFA) […]

Finding Cheap Flights Online

Find in General September 21st, 2010 - 16,897 views

When searching for cheap flight deals, timing is crucial. In the opposite fashion to package holidays, last-minute deals can rarely be found, as most airlines structure their prices to increase as the number of seats available decreases. Start your search well in advance of your dates of travel, and use the internet to quickly search […]

Staying Safe Online Cheaply

Find in General September 10th, 2010 - 6,496 views

Online fraud and the threat of malware is an ever present danger as we use the internet day-to-day. Here are a few pointers to keep your computer and personal information protected when online  cheaply! For all secure websites you use, have passwords that can’t be easily guessed. Avoid information that could be worked out, such […]

Considering a Recession Proof Career?

Find in General June 16th, 2010 - 8,891 views

Unemployment is still rising and currently stands at 2.47 Million or 7.9% of the working population. In the last quarter another 23,000 people found themselves out of work. Many have been out of work for months already and are still struggling to find a steady source of income and the indication is that things are going […]

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