It’s a subject that makes my blood boil. Credit card rate hikes. It’s something that has gotten me very close to the point of cancelling the direct debits to one of my card issuers and refusing to accept their extortionate rate rises but that would ultimately do me more harm by tarnishing my credit file [...]

Summer 2010 was a terrible one for the British travel industry as thousands of holidaymakers had their vacations disrupted through a combination of collapsed travel companies, threats of industrial action and even volcanic ash clouds! So, as people’s thoughts turn to summer 2011 and with such uncertainty in the travel industry, does it make sense [...]

How do credit card companies manage to offer 0% interest rates? I haven’t spoken to any credit card companies about this so this is purely speculative but I would imagine they borrow funds at a set interest rate for a set term. They then take on new customers at 0% in the knowledge that some of [...]

Thanks to the introduction of Chip and PIN your debit and credit cards are “much less likely to be used fraudulently in the UK” according to Apacs, the UK payments association. However, in order for Chip and PIN to be successful, we all need to continue to look after our PINs to keep them out [...]

You can now take control of your credit card finances with the three new calculators just launched on compareandsave.com. All three of our new calculators are easy to use and will display your results in writing, as a graph and in a table, giving you the information you need to know what to do next. [...]

In April, the Marbles credit card brand closed it’s doors to new customers. I don’t remember seeing much in the way of publicity about this but what has come to may attention is the fact that certain existing customers of Marbles have been seeing their interest rate slowly rise. I spoke to Marbles about this [...]

Isn’t it a good thing that credit card companies are finally going to be stopped from increasing their customers credit limits without consent! It’s like a breath of fresh air after a crazy time of money madness. I’ve had the letters: ‘we’re happy to say we’ve increased your credit limit’. My initial thought has always been ‘that’s [...]

But is it a good idea? On the surface the new Barclaycard ‘Breathe’ card looks fantastic for anyone that is environmentally concerned. 50% of profits donated to worldwide projects that help tackle climate change Discounts and low interest rates on selected greener spend such as money off insulation and discounts on bicycles at Halfords. The profits are [...]

After reading a misleading advert regarding an M&S credit card offer, a UK consumer withdrew a number of Euros expecting to pay no interest until January 2008. Turns out the offer was for ‘brand new customers only’ and their subsequent statement revealed £20 worth of interest. Several calls and appeals later, M&S finally repaid the interest but [...]

Could it be possible, that because there are a large number of websites advertising a particular product, they could affect how changes are made to that product? For example, credit cards. Some advertise 0% until May 200X….. Some advertise 0% for 13 Months. In order for the company advertising ‘May 200X’ to remain competitive, this needs to [...]