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	<title>Personal Finance Blog - UKMoneyPot.co.uk &#187; Banking &amp; Saving</title>
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	<link>http://www.ukmoneypot.co.uk</link>
	<description>A UK Personal Finance Blog  - The result of direct exposure to the fallout of the financial crisis.</description>
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		<title>Boosting your savings: a simple guide to ISAs</title>
		<link>http://www.ukmoneypot.co.uk/boosting-your-savings-a-simple-guide-to-isas.htm</link>
		<comments>http://www.ukmoneypot.co.uk/boosting-your-savings-a-simple-guide-to-isas.htm#comments</comments>
		<pubDate>Mon, 15 Nov 2010 14:59:42 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=483</guid>
		<description><![CDATA[UK based savers searching for the best savings rates for their money should first make sure that they’re taking advantage of their ISA (Individual Savings Account) allowance. While interest earned from money in an instant access savings account is taxable, cash ISAs offer the opportunity for tax-free savings – up to a point. The current [...]]]></description>
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		<title>Junior ISA Saves £500M</title>
		<link>http://www.ukmoneypot.co.uk/junior-isa.htm</link>
		<comments>http://www.ukmoneypot.co.uk/junior-isa.htm#comments</comments>
		<pubDate>Fri, 29 Oct 2010 18:52:05 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=461</guid>
		<description><![CDATA[Second post of the day and I have to admit that not much work has gone into this one either. Reason being, if you type &#8216;junior&#8217; into Google at the moment the top suggestion that drops down is &#8216;junior isa&#8217;. It&#8217;s a bit of a hot topic and there&#8217;s plenty of buzz. What started me [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Tribute Paid to Cash Machine Inventor John Shepherd-Barron</title>
		<link>http://www.ukmoneypot.co.uk/tribute-paid-to-cash-machine-inventor-john-shepherd-barron.htm</link>
		<comments>http://www.ukmoneypot.co.uk/tribute-paid-to-cash-machine-inventor-john-shepherd-barron.htm#comments</comments>
		<pubDate>Thu, 20 May 2010 18:24:29 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=374</guid>
		<description><![CDATA[This is an article I&#8217;ve been sent so apologies if you&#8217;ve read it somewhere else. There is no doubt the cash machine has had a massive impact on the way we access and ultimately spend cash across the world and so respect is most definitely due. &#8216;Tribute Paid to Cash Machine Inventor&#8217; &#8211; Good one! [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Barclays Bank Addresses Unlawful Charges</title>
		<link>http://www.ukmoneypot.co.uk/barclays-bank-addresses-unlawful-charges.htm</link>
		<comments>http://www.ukmoneypot.co.uk/barclays-bank-addresses-unlawful-charges.htm#comments</comments>
		<pubDate>Wed, 02 Jul 2008 11:57:51 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

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		<description><![CDATA[As a customer of Barclays I can only comment on what I know although it may be the case that other banks have already put measures in place to placate the masses regarding bank charges. Barclays have introduced a &#8216;reserve amount&#8217; in addition to the pre-agreed overdraft limit to act as a buffer. Mine&#8217;s £250 in [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Unlawful Bank Charges &#8211; What&#8217;s the Alternative?</title>
		<link>http://www.ukmoneypot.co.uk/unlawful-bank-charges-whats-the-alternative-2.htm</link>
		<comments>http://www.ukmoneypot.co.uk/unlawful-bank-charges-whats-the-alternative-2.htm#comments</comments>
		<pubDate>Mon, 14 Jan 2008 21:13:48 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

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		<description><![CDATA[It&#8217;s all over the news and I heard Martin Lewis (MoneySavingExpert.com) getting quite emotional on the radio today about unlawful bank charges. Of course we&#8217;d all love to have totally fee free banking and yes it&#8217;s true banks don&#8217;t only make money by charging fees. Here&#8217;s an informative thread on the consumeractiongroup.co.uk forum http://www.consumeractiongroup.co.uk/forum/campaign/47583-how-banks-make-their.html. The [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Bank of England Base Rate &#8211; Interest &#8211; ed?</title>
		<link>http://www.ukmoneypot.co.uk/bank-of-england-base-rate-interest-ed.htm</link>
		<comments>http://www.ukmoneypot.co.uk/bank-of-england-base-rate-interest-ed.htm#comments</comments>
		<pubDate>Thu, 26 Jul 2007 12:32:48 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

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		<description><![CDATA[In changing times when the interest rate is rising and is said to continue doing so, it pays to know where you stand. Keeping an eye on the Bank of England base rate can give you some idea of trends and so can keeping updated on inflation and inflation reports. So where can you go to keep [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reclaiming Bank Charges by Phone</title>
		<link>http://www.ukmoneypot.co.uk/reclaiming-bank-charges-by-phone.htm</link>
		<comments>http://www.ukmoneypot.co.uk/reclaiming-bank-charges-by-phone.htm#comments</comments>
		<pubDate>Thu, 25 Jan 2007 18:07:32 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

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		<description><![CDATA[I originally intended to send to my bank a copy of the letter on my previous post, the letter for reclaiming bank charges. I reviewed my recent statements, totaled up the charges I felt were unlawful based on information I found at thisismoney. I also noted the dates on which these charges occurred. I then [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reclaim Bank Charges Letter &#8211; Get Back Unlawful Fees</title>
		<link>http://www.ukmoneypot.co.uk/reclaiming-bank-charges-letter.htm</link>
		<comments>http://www.ukmoneypot.co.uk/reclaiming-bank-charges-letter.htm#comments</comments>
		<pubDate>Thu, 25 Jan 2007 15:59:53 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Banking & Saving]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/reclaiming-bank-charges-letter.htm</guid>
		<description><![CDATA[So here it is. The letter that could help get your bank charges repaid to you. There&#8217;s been a lot of hype about this recently and I&#8217;m actually about to give it a try for myself. Replace required sections with your own details:   Dear Sir/Madam, Ref: account number: (your account number) I understand that [...]]]></description>
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		<slash:comments>2</slash:comments>
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