A UK Personal Finance Blog – The result of direct exposure to the fallout of the financial crisis.

The Ins And Outs of a Secured Loan

Find in Loans May 31st, 2012 - 6,213 views

If you are thinking about taking out a secured loan it is important to make sure that you have a clear understanding of exactly what is involved. Secured loans have a number of advantages and disadvantages and whether or not they are the right product for you will depend on your circumstances. If you do […]

The Rotten Core of CitiGroup

Find in World May 31st, 2012 - 5,618 views

If you want to know why the world is currently in financial turmoil then this is a very insightful read: http://www.bloomberg.com/news/2012-05-31/woman-who-couldn-t-be-intimidated-by-citigroup-wins-31-million.html To summarise, Citigroup (a whopper of a US bank with all sorts of questionable ties and one that received a massive bailout from the US Government) sold mortgages and they also bought mortgages from […]

Ah, Facebook. You line ’em up…..

Find in Amusing May 29th, 2012 - 5,975 views

I came across something about Facebook that made me laugh and it inspired me to go ahead and write something I’ve been mulling over for a while now. Ever since MZ (Mark Zuckerberg) was slated for wearing his hoodie to meetings with investors and the much publicised IPO I’ve been itching to write something but […]

TV Life Insurance Ads

Find in Insurance May 23rd, 2012 - 6,220 views

A little while ago Aviva launched a series of life insurance ads on TV to try and raise awareness and so they should because apparently the UK population is grossly under-insured. Having been in the industry for but a few short years these were the first TV ads I’d seen for life insurance. It turns […]

The Impending Doom of the Interest Only Mortgage

Find in Mortgages May 21st, 2012 - 9,279 views

Interest only mortgages first came to our attention alongside the infamous endowment policy (but that’s another story), but whilst endowments are no longer popular because of their poor returns and inflexible properties, interest only mortgages have remained a firm favourite with homeowners, mostly because it is cheaper to pay interest only instead of capital and […]

House Prices to Stay Flat for 10 Years! – Oh No!

Find in Mortgages May 10th, 2012 - 8,179 views

A bit of a shocker of a headline! House prices to stay flat for 10 years! That was the headline I read for an article I received today based on discussions from the BSA conference. I don’t know why I only received this today when the conference took place in April and I’m not sure […]

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