A new product that has appeared on the mortgage scene is being called a 100% LTV Family Guarantee Mortgage. This has been designed for families who wish to help their children get on the property ladder. As the name suggests, a family member must provide a guarantee and that guarantee must come in the form of [...]

How many European leaders slapped their brows when they heard the news about the proposed referendum in Greece? I’d hazard a guess at ‘quite a few’. Having spent ‘hours’ in meetings discussing the way forward for further bail-outs for Greece the Greek Prime Minister decided his public should vote on the matter. Why? Can you imagine what [...]

For as long as I can remember I’ve had a monthly entry on my bank statement that was called ‘O/D Protection’. I thought this was a compulsory part of having an overdraft and for a time I was occasionally dipping into the overdraft so protection seemed like a good idea. It wasn’t until my bank [...]