Monthly Archives September 2010

Finding Cheap Flights Online

When searching for cheap flight deals, timing is crucial. In the opposite fashion to package holidays, last-minute deals can rarely be found, as most airlines structure their prices to increase as the number of seats available decreases. Start your search well in advance of your dates of travel, and use the internet to quickly search for the cheapest option. There are four different ways to find cheap flights specifically, depending on your plans and requirements. If you know precisely where you’re going and when, use a ‘screen-scraper’ website. If you want a combined flight & hotel break, use a flight
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Stop Championing Cheap Insurance

Sometimes being frugal and saving money where possible is the right thing to do. Sometimes it’s the only option available when finances are tight. But people who are able to make ‘lifestyle’ decisions on the things they buy would never buy the cheapest fridge on offer or the cheapest material for the new kitchen worktop. Nor would they buy cheap clothes or cheap shoes. Lifestyle choices are usually made based on preference and quality (and sometimes pride) but not on price. The saying ‘you get what you pay for’ sums up the concept that if you pay more, you get better quality or better
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Staying Safe Online Cheaply

Online fraud and the threat of malware is an ever present danger as we use the internet day-to-day. Here are a few pointers to keep your computer and personal information protected when online  cheaply! For all secure websites you use, have passwords that can’t be easily guessed. Avoid information that could be worked out, such as dates of birth and family names. Use random letters, numbers and non-alpha numeric characters to make a password that seems impossible to guess, and therefore makes it harder for intruders to hack into your system. Change passwords regularly – especially for online banking sites,
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Are credit cards the safest way to pay for your holiday?

Summer 2010 was a terrible one for the British travel industry as thousands of holidaymakers had their vacations disrupted through a combination of collapsed travel companies, threats of industrial action and even volcanic ash clouds! So, as people’s thoughts turn to summer 2011 and with such uncertainty in the travel industry, does it make sense to book your holiday on a credit card? Just over a month after Goldtrail’s collapse in July left thousands of holidaymakers stranded, another British tour operator, Kiss Flights, ceased trading leaving a further 13,000 people abandoned overseas. Fortunately, Kiss Flights were part of the Civil
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House Prices and Earnings/Debt:Income Ratio

House prices are up! House prices are down… Now they’re up again! And now there down again. And when they are only halfway up they’ll be neither up nor down…. And that’s where they need to be, neither up nor down but on a bit of a plateau. While that’s going on, earnings need to go up which will bring down the – House Price : Earnings. In order for earnings to go up, inflation needs to rise steadily. In order for inflation to rise steadily people need to have enough money to keep buying stuff. How do they find more
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