A UK Personal Finance Blog – The result of direct exposure to the fallout of the financial crisis.

How to Fix the Nations Deficit – You Decide!

Find in General April 30th, 2010 - 5,895 views

As part of Channel 4’s ‘Alternative Election’ they have devised an online interactive application called ‘Chop or Not’ which allows members of the public to say what service areas of the budget they would ‘chop’ or ‘not’. http://chopornot.channel4.com/ No sign up is required and it’s designed so that it’s fun, quick and in the style […]

So this election….

Find in General April 29th, 2010 - 5,623 views

I suppose it deserves a mention as there is no doubt it will have an impact on the finances of the country. I do however believe that politics and religion are two subjects which need to be discussed with care and it does not pay to take sides if it’s a quiet life you’re after. So, […]

Mortgage Lenders & Income Multiples

Find in Mortgages April 21st, 2010 - 17,126 views

For many years a multiple of earnings has been considered a way to gauge how much a mortgage lender will lend. For example, if a mortgage lender suggests they would lend 5x income, someone with a £10,000 salary would be able to borrow £50,000. In some instances this is still partly the case but to […]

The Small Business Owner’s Mortgage Trap

Find in Mortgages April 13th, 2010 - 13,670 views

Typically, self employed people wishing to obtain a mortgage require at least 2 years worth of accounts or, very solid business projections with an accountant’s letter or certificate. Small business owners who are the only director of their limited company are also considered self employed for mortgage purposes. Historically, to calculate how much an applicant […]

Main Menu:

Contact an IFA:

Get an IFA to call:
  1. (required)
  2. (valid email required)

cforms UKMoneyPot


Popular Posts:


 Subscribe in a reader

Life Insurance with medical Conditions

Popular Finance Sites:

Useful Sites:


More UK Blogs:

More Useful Sites:

Get Listed.

US Blogs:


Any information shared on UKMoneyPot does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser.