A UK Personal Finance Blog – The result of direct exposure to the fallout of the financial crisis.

Best Mortgage Deals from your Sofa or the High Street – Not Brokers!

Find in Mortgages July 31st, 2009 - 7,041 views

As we all know, banks and mortgage lenders recently lost quite a bit of money. There’s a lot of smoke and mirrors being used at the moment to suggest they are posting healthy profits but it’s only because they are robbing Peter to pay Paul. For many years mortgage intermediaries and brokers have been helping […]

Her Majesty’s Revenue & Customs with a sense of humour

Find in Amusing July 22nd, 2009 - 6,862 views

This is (apparently) a real reply from the Inland Revenue. Whether it is or not, it’s still entertaining and if everyone was like this at HMRC you could sit and chat for hours! Dear Mr x,   I am writing to you to express our thanks for your more than prompt reply to our latest communication, and […]

Man Charged More Than Worlds GDP for Cigarettes

Find in Amusing July 16th, 2009 - 4,986 views

A man from Manchester (New Hampshire) has been charged more than the worlds combined GDP for a packet of cigarettes. http://uk.news.yahoo.com/5/20090716/tod-man-charged-23-quadrillion-for-pack-870a197.html It got me thinking, why don’t we all put our combined available credit card balances into one big fund, get the debt insured by AIG and use it to bail out the worlds faltering […]

Nationwides 125% Mortgage

Find in Mortgages July 13th, 2009 - 4,776 views

What Nationwide’s 125% home loan means for the property market http://www.moneyweek.com/investments/property/what-nationwides-125-percent-home-loan-means-for-the-property-market-14951.aspx

Are House Prices Really Bottoming Out?

Find in Mortgages July 9th, 2009 - 4,825 views

With recent sentiment suggesting house prices will continue to fall quite substantially and conflicting data from major building societies it’s difficult to be certain where house prices will go over the next few years. I am however fairly sure there will be further decline but the extent of which is in doubt. When comparing the […]

Win a Book of 1000 CEOs worth £25

Find in General July 8th, 2009 - 7,384 views

I’ve been given a copy of a new book entitled 1000 CEOs from DK Publishing (Dorling Kindersley) I have also been allocated 5 copies to give away! (image links to DK.com page about the book)   The book features reviews of 1000 CEOs (as you might expect!) detailing their success, a snippet of how they […]

Fed Up With Automated Sales Calls

Find in General July 7th, 2009 - 14,877 views

Something that is becoming increasingly more frequent and I’m sure annoys the hell out of plenty of people, including me are ‘automated’ cold calls. Recorded messages offering to write off all my debt are the most frequent but to be honest I don’t listen to more than a couple of words before putting the phone […]

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