I’ve just read an article on popular UK personal finance site www.thisismoney.co.uk with the headline ‘The House That Lost 40% in Four Months‘.
Sounds ominous doesn’t it.
The headline suggests that a house has decreased by 40% in value in just four months.
But it hasn’t!
Firstly, house prices you see in estate agents are not usually the prices buyers […]

PIN money’s great isn’t it? That surplus bit of money you have each month you know you could quite happily fritter away on needless expenses, just because you can.
As long as the bills are paid the rest is the hard earned cash that makes it all worth while and we use it to enjoy ourselves.
But sometimes, […]

I’m what is known as a ‘pescatarian’. I don’t eat meat apart from fish. I’m not a vegetarian or a vegan but I do try to only eat fish from sustainable resources or farms (if you shop at Waitrose, that’s all they sell…).
I don’t make a fuss when I go to friends BBQ’s and I don’t […]

More movement in the mortgage market sees more rates rise and some disappear (for the time being).
Newcastle Building Society has increased all fixed rate products by 0.3%
For each £100,000 borrowed that equates to an extra £25 per month in interest charged.
Lloyds TSB has increased all Buy-to-Let fixed rate mortgages by 0.3% increasing the amount of […]

Imagine deciding to pursue a career in the mortgage industry…. A few months of studying, revision and exams followed by several weeks of ‘feet-finding’ and ‘on the job’ learning.
Only to end up in an industry bearing the brunt of the now infamous ‘credit crunch’.
Why do these thing always happen to me!
OK, I know, there are lots […]