A UK Personal Finance Blog – The result of direct exposure to the fallout of the financial crisis.

Less Than a Week to Beat the Rate Rise

Find in Mortgages June 29th, 2007 - 5,135 views

From Yahoo Financial News interest rates are set to rise by 25pct to 5.75 on Thursday. They are expected to reach 6.00% by the end of 2007. ..it’s just as well I switched my mortgage from a variable rate tracker to a 2 year fixed rate product. My mortgage will now stay at 5.44% for the […]

A Truly Nobel Gesture

Find in Loans June 27th, 2007 - 6,294 views

As you may or may not know Muhammad Yunus and his Grameen Bank was awarded the 2006 Nobel Peace Prize for their efforts with micro credits (or microloans or microfinance) in Bangladesh. Providing small cash loans to people in thirld world countries enabling them to start their own small business. Now you can follow in […]

Fake Students Elligible for Loans

Find in Loans June 27th, 2007 - 5,634 views

This is old news (as in the story came out last month) but I’ve only just found the article. Apparently around 1600 students enrolled across the UK don’t exist. Fraudsters enrol then use their fake status to obtain student loans. One such fraudster borrowed over £65,000 using 17 fake identities! “The government-owned Student Loans Company […]

Time for a New Postcode

Find in General June 21st, 2007 - 7,177 views

In the last week two things have happened in the last week that suggest to me my neighbourhood is in decline. Earlier this week I walked out of my front door only to notice across the road in the childrens park/play area were a small number of caravans, a few dogs and some makeshift washing […]

Quick Loan Round-Up

Find in Loans June 20th, 2007 - 6,356 views

Some recent shifts in interest rates have led to a shuffling in the order of unsecured personal loans available online through affiliate programs. The current standings (correct as at 20/06/2007 – information sourced direct from the lenders websites). Ordered by typical APR: Moneyback Bank Loan – 6.2% Alliance & Leicester – 6.4% Halifax – 6.4% Bank of […]

Right Royal Mail

Find in General June 20th, 2007 - 5,270 views

The Royal Mail recently attempted to post an item to me that was too large to fit through the letter box. I don’t actually recall hearing the doorbell, I just found one of those little red notes on my doormat telling me someone had tried to deliver a package. I happened to notice the opening times had changed […]

Amusing Quote for the Self Employed

Find in Amusing June 17th, 2007 - 5,352 views

The creed of the Inland Revenue is simple: “If we can bring one little smile to one little face today, then somebody’s slipped up somewhere.” — David Frost

Persistence Pays Off – Your Unexpected Interest Costs

Find in Credit Cards June 17th, 2007 - 5,806 views

After reading a misleading advert regarding an M&S credit card offer, a UK consumer withdrew a number of Euros expecting to pay no interest until January 2008. Turns out the offer was for ‘brand new customers only’ and their subsequent statement revealed £20 worth of interest. Several calls and appeals later, M&S finally repaid the interest but […]

Who’s Responsible for Recycling?

Find in General June 17th, 2007 - 6,269 views

I live in Southampton, UK. It’s not a small city and collectively we must produce tons of waste every hour and yet when I asked my local council for a glass bin (a plastic box some councils provide for people to put their glass in which gets taken away on a specific day and recycled. […]

Google, Google, Google….

Find in SEO & Web June 15th, 2007 - 5,844 views

I’m not going to harp on about this because it’s known by webmasters around the world as ‘one of those things’, but one of my sites has suddenly dropped from ranking between 8th and 10th on Google to around 40th for a popular search phrase. I could rant on about this because yes, it makes my blood boil when […]

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