Balance Transfer Fees

Date:14 April 2007 I Comments: 0 I Views:3,817

MBNA have now increased their credit card balance transfer fee to 3%. One of the last leaders in the credit card industry to reach the 3% mark. Virgin still offer 13 months at 0% with a fee of 2.98% (not much of a saving!) but most of the long 0% offers are now charging around 3% for balance transfers. The leading offer of the moment is the HSBC Credit Card offering 0% until April 2008 and only charging a fee of 2% for transfering your balance. If you are a ‘rate tart’ this is currently the card to consider!

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Pipping the .org

Date:13 April 2007 I Comments: 0 I Views:6,475

Having been exposed to the world of SEO (Search Engine Optimisation) for several years I thought I’d offer my knowledge and services to others so I built a website to reflect what I know I can do. I found a suitable domain name and procured www.2seo.co.uk I’ve adopted a few basic SEO techniques to alert the major search engines of the website presence and have already achieved a degree of success! By searching on Google.co.uk for ‘2seo’ my site is ranked no.1 This may not seem like much of an achievement but there is already a search engine optimisation site

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The 14 Day Cooling Off Period

Date:12 April 2007 I Comments: 6 I Views:47,721

A 14 day cooling of period is common for many financial agreements including loans, credit cards and car insurance. If you receive a letter from your car insurance that reads something like: “If you wish to continue your policy you don’t have to do anything. If we don’t hear from you before the expiry of your policy it will be automatically renewed” And then did you forget to try and find a more competitive price only to discover the renewal date had just lapsed and your new policy with your existing insurer has already come into effect? Do not panic! You

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Beware when Comparing Car Insurance Online

Date:12 April 2007 I Comments: 9 I Views:4,619

I recently use the moneysupermarket.com car insurance comparison service and wrote a post about how good the final outcome was and how competitive the best quote was. The quote was from the Post Office and came in at what I thought was £141 with £50 cashback making a realsitic figure of £91. I retrieved the quote today only to discover I needed to do more. Firstly the reference number I used to retrieve the quote did not work so I called the Post Office, turns out my reference was actually for moneysupermarket.com but that was Ok because the operator could

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Green Bins and Identity Theft

Date:12 April 2007 I Comments: 0 I Views:2,741

Identity theft has in recent years become a real concern for many people. The internet is constantly prowled by fraudsters trying to find ways through tight security systems. Shop systems have been infiltrated and millions of peoples details have been exposed. But what about right on your doorstep? I recall some of the early concerns people had regarding identity fraud were criminals going through their rubbish to find contact details and any old bills or statements. Does this still happen and do green bins make it easier? Most of the rubbish I put in my green bin is clean. Because

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In the Olden Days

Date:11 April 2007 I Comments: 0 I Views:2,839

I was in my mother’s garden with family over Easter for an egg hunt for my niece and some of the neighbour’s kids and amongst the children’s bounty were some chocolate coins. I decided to have a coin and the one I chose turned out to be an oversized half pence so I made a passing comment about how strange it was to see the half pence immortalised in chocolate. One of the children picked up on this and asked what a half pence was. A girl of around 5 or 6 (I don’t know the neighbours kids too well!)

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Funny Money

Date:10 April 2007 I Comments: 0 I Views:2,624

For a long time I’ve been trying to find humerous anecdotes and jokes about money and finance. I’ve searched joke websites all over the place and never come up with anything of much substance but I finally came across a list of quotes on a US finance blog. Here’s a taster, there are a lot more…! In God we trust, all others must pay cash – American Proverb Every morning I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work. – Robert Orben. When I was young

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How to Google

Date:4 April 2007 I Comments: 0 I Views:5,101

Step 1. Go to http://www.google.co.uk Step 2. When you are on the http://www.google.co.uk page, type whatever you want to find in the wide ‘search box’ across the middle of your screen. The image below shows the screen you should see and the red circle shows the start of the ‘search box’. (The red circle is not on the Google website, it is just in the picture below to show you where to start typing.) That’s about it! You can type anything you like and Google will display a list of websites with a short description of each. All you have to

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