This isn’t one of my own but a useful tidbit nonetheless. I have some thoughts and ideas floating around for some original articles but January has started with a boom and free time is hard to find! So here’s something someone else wrote! Newcastle Building Society has launched two competitive mortgage schemes to help first [...]

A new product that has appeared on the mortgage scene is being called a 100% LTV Family Guarantee Mortgage. This has been designed for families who wish to help their children get on the property ladder. As the name suggests, a family member must provide a guarantee and that guarantee must come in the form of [...]

How many European leaders slapped their brows when they heard the news about the proposed referendum in Greece? I’d hazard a guess at ‘quite a few’. Having spent ‘hours’ in meetings discussing the way forward for further bail-outs for Greece the Greek Prime Minister decided his public should vote on the matter. Why? Can you imagine what [...]

For as long as I can remember I’ve had a monthly entry on my bank statement that was called ‘O/D Protection’. I thought this was a compulsory part of having an overdraft and for a time I was occasionally dipping into the overdraft so protection seemed like a good idea. It wasn’t until my bank [...]

The theory goes that if a business doesn’t need to pay as many salaries, it can offer its products at more competitive prices. The internet is therefore an ideal medium for transacting low cost automated business. If a company can use its website to take a customer from enquiry through to sale without the need [...]

Shop around! I did and I found gas for about half the price of British Gas – with no standing charges! What’s more, I know what the price will be after a forthcoming rise and it’s still nearly half the price of BG who haven’t even put their prices up yet! So the story goes; I’ve [...]

In times of economic uncertainty, people striving to make a living can so easily bury themselves in work and while getting engrossed by work is a sure-fire way of getting things done, in this fast paced world in which we live it also means we may not be paying attention to everything else that’s going on around us. [...]

I am personally involved in helping people find life insurance. Mostly for people with a medical condition or high risk occupation. Regardless of the different circumstances of the individual, the things that people protect are always the same and the top two priorities are family & mortgage. Mortgages are quite simple to protect. If the [...]

Equity release; a term met with instant distaste and fear, however this out-dated approach could may well be having an impact on how people view their financial options during their retirement years with many having little knowledge and understanding of how it truly works and what rules have now been put in place to regulate [...]

I found it quite bizarre when in my inbox dropped an email with a limited 7 day offer on some mortgage rates from Abbey. It’s the kind of marketing I’d expect from a closing down furniture shop! A 7 day only offer on a mortgage product?! Is this the shape of things to come? Now [...]