I don’t have an iPhone. I know people who do but I am used to having a half decent camera with a flash on my phone and I couldn’t convince myself that all the other features of the iPhone outweighed the lack of a decent camera.
So I went for the HTC HD2 which some people have [...]

I wasn’t going to write this as its after 8pm on a Friday and I really should pack up for the day but as I went to shut down I went to close the website I was researching and thought, what the hell.
Over the last few months, fixed mortgage rates have been gradually creeping down [...]

In what has been described as a “landmark” ruling by newspaper The Mail, a judge has awarded damages of over £130,000 to a property developer after an unnamed buy-to-let investor pulled out of a deal to buy two flats in a Plymouth city centre new-build.
The 122-unit development has been plagued with troubles since the onset [...]

And so it is that the world we live in has reached an historic turning point.
This is a matter of such Global proportions that no living soul can ignore it and maintain a clean conscience.
Consumerism and capitalism have failed us all and so as a RACE we must make a decision.
Do we wait for our [...]

I became qualified to provide mortgage and protection advice in late 2007. It’s been quite a ride.
When mortgage business started to dry up I focused more on protection such as life insurance, income protection etc. (The percentage of mortgage advisers who don’t even discuss how to protect the debt is staggering! Which is probably one [...]

It is the month of August, on the shores of the Black Sea. It is raining, and the little town looks totally deserted. 
These are tough times, everybody is in debt, and everybody lives on credit.
Suddenly, a rich tourist comes to town.
He enters the only hotel, lays a 100 Euro note on the reception counter, and [...]

Inheritance Tax.
Sadly, a large number of people in the UK will never have to worry about inheritance tax because of the Government threshold. I mean that in the sense that it would be nice if we were all in a position to need advice on the matter!
From the 6th of April 2009 this threshold became [...]

Although 100% mortgage lending for first time buyers is either a log way away from ever happening again or will never happen again, 90% mortgages have typically been considered the route to home ownership for many.
Despite the existence of 90% mortgages the number of options have been greatly reduced by the financial crisis, partly due to [...]

What an excellent idea. Recycle your old phones for cash!
I had three of them lying around and I thought I’d see who offered the best deal.
I started with the two most advertised options because I’ve been brainwashed into thinking everything I see on television is true.
But then thanks to Google and competitive advertising I came across [...]

Have you ever driven past a car broken down by the side of the road with the bonnet up and a rather flustered person looking into the engine?
The answer to this question is most likely to be yes.
Now think back to the last time you saw someone broken down and try to remember what your [...]